CPF Part 1

CPF (Central Provident Fund) is the basic theory of economic. It is about saving a part of your earning. It is also about compulsive saving. A lifestyle habit, to be thrifty and frugality cultivated from young and introduced from working life.

CPF is a traditional colonial rule inherited from the British. It is a social safety net for old age and retirement. Over time, the Singapore government improvised it and changed the rules to allow CPF savings as part of long term investment giving bigger and more secure return. This was the reason CPF savings can be used to buy public housing (HDB flat) and private properties. In recent years, it also allowed to use CPF savings to invest in government approved (blue chips) bonds, stocks and shares to earn higher return.

Lately, the CPF Board allowed elderly or retired Singaporeans to deposit part of their total CPF savings to CPF Life to earn higher interest and to be withdrawn on monthly payment for a life time just like the annuity scheme. In other words, one receives a sum of money to support their daily expenses and livelihood.

I have benefitted from this policy of CPF scheme. It allows me to buy my first HDB flat from my CPF savings. Although my basic salary was low when I started working and monthly contribution to the CPF was not much, I do not have to pay cash and incur financial burden in repaying the monthly instalment. With low purchased price for a 5-room point block flat at the time, I was able to repay the mortgage loan in a short few years. The employer's CPF share of contributions played a crucial part in both savings and instalment repayment scheme. I later sold the HDB 5 room flat and invested the total sales proceeds in a private property.

The CPF scheme has provided me with a permanent home but also gives me a good return on my assets. Both the HDB flat and private property bought appreciated in value and gave me a good return on my investment. All these were possible with my savings in the CPF when I started working.

When I started my own business, I continue to contribute to the CPF under self- employment. It allowed me to accumulate my CPF savings and I was able to buy and re-invest in other properties. It also allows my savings to grow and earn good return in term of interest and appreciated values in assets.

 

Model SC-5

Watch the video clip on the operation of Model SC-5 Diagraph Electronic Stencil Cutter (made in USA) for cutting shipping signs and logos. Clean, fast and easy to use. Cut alphanumeric in various sizes in upper or lower case with logos on stencil oilboard or mylar material. We provide in-house training on the software and its applications. The unit is supported with technical and after-sale support. 

Model SC-5 Electronic Stencil Cutter from Diagraph of USA





Model JK35T590

Watch the video clip on the operation of Model JK35T590 Josef Kihlberg Pneumatic Stapler which can be used to fasten corrugated board to corrugated board, or corrugated carton boxes or angle board to wooden pallet.

Eco Packing

You can protect our environment by reducing, reusing and recycling the packing materials. You can become eco friendly in innovating and improving your present method of packing. It is becoming more and more popular in using and combining corrugated board and wood in making your packing boxes. You use the wooden frame as support and the corrugated board as inner box lining. It is also lighter in weight and save on your handling and shipping cost. To protect your shipment, you can reinforce and strengthen the packed boxes with steel strapping as shown in the photos.

Innovative idea - using wood and corrugated board to construct the packing box.

Using corrugated board as inner box lining - light weight save on your shipping cost.

Corrugated board are fastened to the wooden frame with staples.

Easy, fast and clean to fastened the box lining with corrugated board and staples.

Constructed box can be further strengthen and reinforced with strapping.





Steel Strap Cutters

For safe and effortless cutting of steel strap, we recommend you to use the MIP strap cutters. First, the cutters are made of special quality steel with razor sharp blade that make cutting of steel strap easy and fast. Second, the design of the cutters with flat base make it easy to insert to underneath the tensioned strap. To prevent injury and backlashing (spring back) of the cut strap, we recommend you to hold down one side of the tensioned strap with your palm before cutting the strap. MIP tools are made and imported originally from the factory in USA.

 

MIP Steel Strap Cutter Model 2100



MIP Model 2100 with flat base and safety latch



MIP Model 2300 Extra Heavy Duty Steel Strap Cutter



Model 2300 with razor sharp edge blade




Heavy Duty Tensioner & Strap Dispenser for Steel & PET Strap

We are pleased to introduce and recommend to our customer the heavy duty push-type tensioner Model MIP 1620 for steel strapping and heavy duty strap dispenser Model MIP 9000 for PET strap, both models are manufactured and imported originally from USA. JK strap dispenser (made in Sweden) is suitable for both steel and PET strap. Call us today +65 6758 7117 for details or demonstration at your warehouse/factory.

 

Model MIP 9000 - Heavy Duty Strap Dispenser for Steel or PET Strapping

JK Strap dispenser for steel & PET strap with inner diameter of 406mm (16")

Model MIP 1620 Heavy Duty Push-Type Tensioner for Steel Strapping
 

Josef Kihlberg AB - Sweden

ANW represents Josef Kihlberg AB of Sweden exclusively in Singapore and the region for more than 30 years. Josef Kihlberg is commonly known as JK. Manufactured and imported originally from the factory in Sweden. JK products are superior in quality steel and precision engineering. The products have been tested and proven by the industries not only in Europe but also in the region. JK is well recognised and accepted by the various industries.

JK is known for its quality and reliability.

JK20-779 is popularly used by the corrugated board and boxes industries.

JK35T590 is versatile and reliable for heavy duty applications.

JK1219 Manual Combination Sealless Steel Strapping Tool.

One of top sellers in the region among the timber/wood industries.